Mortgage Loan Originator NMLS 626328 Licensed in AZ, CA, MN, SC, TN, TX, WA

Whether you’re buying your first home, upgrading, refinancing, or building your dream home, choosing the right mortgage professional matters. Mortgage guidelines, interest rates, and loan programs change constantly, so you deserve an expert who can provide clear advice, creative financing solutions, and responsive communication every step of the way.

As a mortgage broker, I shop your loan with more than 100 wholesale lenders to find the financing option that best fits your goals—not just the one offered by a single bank. My job is to simplify a process that can feel overwhelming by providing honest guidance, competitive pricing, and a personalized strategy tailored to your unique financial situation.

I began my mortgage career in 2006 after graduating from Arizona State University with a Bachelor’s Degree in Business. I am also a proud alumna of the ASU Swimming & Diving team, where I competed on an athletic scholarship. The discipline, perseverance, and commitment to excellence I developed as a student-athlete continue to shape the way I serve my clients today.

With nearly two decades of experience, I’ve helped hundreds of families navigate one of the biggest financial decisions of their lives. I have a special passion for working with first-time home buyers, educating my clients so they feel confident—not confused—throughout the mortgage process. Whether your situation is straightforward or requires a more creative approach, I’m committed to finding solutions that help you achieve your homeownership goals.

My mission is simple: provide exceptional service, transparent communication, and access to the most competitive financing available while building relationships that last long after closing day.

When I’m not helping clients, you’ll find me lifting weights, swimming laps, reading historical fiction, or spending time with my husband, son, and stepson. I also share practical home-buying tips and mortgage education on Instagram at @mrs.homeloans and on my website.

Sally Kilzer | NMLS #626328 | Barrett Financial Group, L.L.C. | NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | AZ 0904774 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License | MN MN-MO-181106 | SC MLS – 181106 | TN 204577 | TX view complaint policy at barrettfinancial.com/texas-complaint | WA MB-181106 | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106

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